When Should You Hire a Lawyer After a Car Accident?

In New York, there is a statute of limitations that limits the amount of time you have to file a lawsuit after a car accident. You must file a lawsuit within three years of the date of the accident in order to be heard by the court. This is even less if you are filing a wrongful death lawsuit. In that case, the statute of limitation is two years from the date of the fatality.

The Question Should Be How Soon Should You Hire a Lawyer

While the statute of limitations may limit your ability to file a lawsuit, a more important question may be: how soon should you hire a lawyer if you have been injured in a car accident? When you have been injured in a car accident, hiring a lawyer may be one of the most important decisions you can make, and the sooner you do, the better your potential outcome.

The Nature of Insurance

We all trust that if we are injured in an accident, our insurance will have our backs. After all, this is why we have insurance. And under New York no-fault insurance, your insurance company will be the first source of compensation for your injuries. Sounds good so far, right?

But the reality is that all the major insurance carriers are huge corporations that are extremely profitable. And they got that way by keeping costs low and revenues high. Part of the way they keep these costs low is by hiring and incentivizing adjusters to keep settlements at rock bottom whenever they can. Unfortunately, the very insurance company that you diligently pay your monthly premiums to will try to shortchange you whenever possible. One of the places they do this is in an accident settlement.

Leveling the Playing Field

Hiring an experienced and highly knowledgeable New York car accident lawyer helps level the playing field between you and your insurer. Your lawyer knows what you are entitled to, even though you don’t. And your lawyer will hold your insurance company accountable for your well-deserved benefits under your policy terms. The insurance companies know that when there is an attorney involved, there is less of a chance that they can lowball a settlement. This is before you even consider a lawsuit.

Holding the Other Driver Liable

Under New York’s no-fault laws, you may also be able to hold the other driver liable for your damages under certain conditions. These fall under New York’s serious injury threshold. If you have suffered serious injuries in a car accident, you may have the right to file an injury claim or lawsuit against the other driver. You should contact an experienced New York personal injury attorney as soon as possible to discuss your rights and options.

Having a Legal Advocate in Your Corner

If you have been injured in a car accident, it is important to get the guidance and advice of an experienced New York car accident lawyer. At The Law Office of David S. Leigh, we can help. Call us at (212) 843-0907 or contact us online to schedule a complimentary consultation. You never pay attorney fees unless we recover compensation on your behalf.

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